Credit Card & BPay Surcharges Explained

Credit Card & BPay Surcharges

Up to $500

$500 - $,100

$1,000 - $2,000

$2,000 +

$5,000 +

$20,000 +

$50,000 +

0% Surcharge for In-Store purchases made by credit card (Visa, Mastercard, Eftpos) in person, in store at any MLN Retail store.

0.00%

0% Surcharge for Online purchases made at the MLN Online store when paying via internet banking, bank transfer, or paying in person at the bank.

0.00%

Up to 1.97% Surcharge for Online purchases made at the MLN Online store when using your Visa or Mastercard to make payment.

1.97%

1.63%

1.51%

1.1%

1.06%

0.98%

Up to 1.97% Surcharge for Online purchases made at the MLN Online store when using BPay as your form of payment.

1.97%

1.63%

1.51%

1.1%

1.06%

0.98%

Why Are There Surcharges?
Online Transactions	Transactions involving BPay and Credit Cards attract up to a 1.97% online security and processing fee surcharge due to the cost associated with online transactions. As your purchase value increases the cost associated with security for online transactions decrease. MLN passes these security savings onto you, our customer, so the higher the purchase value the lower the rate you pay overall. MLN has a 0% surcharge for bank transfers, payments made at any bank branch, and payments made by internet banking for online transactions.
In-Store Transactions	MLN have a 0% surcharge for all purchases made in any MLN retail store by Visa, Mastercard, or EFTPOS. MLN strives to keep a low-cost business model in order pass the savings onto you, our customer.

Why Are There Surcharges?

Online Transactions

Transactions involving BPay and Credit Cards attract up to a 1.97% online security and processing fee surcharge due to the cost associated with online transactions. As your purchase value increases the cost associated with security for online transactions decrease. MLN passes these security savings onto you, our customer, so the higher the purchase value the lower the rate you pay overall. MLN has a 0% surcharge for bank transfers, payments made at any bank branch, and payments made by internet banking for online transactions.

In-Store Transactions

MLN have a 0% surcharge for all purchases made in any MLN retail store by Visa, Mastercard, or EFTPOS. MLN strives to keep a low-cost business model in order pass the savings onto you, our customer.